Provider ReviewReviewed August 2026

Coby Health Review: No Subscription Fees And the Clearest Refund Policy We Found

Coby Health charges no monthly subscription or membership fee, and — unusually for this market — publishes exactly what happens to your money at each stage if you cancel. A 3-minute questionnaire, no video visit in most states, and an at-home injection kit included with every plan.

Our Rating

4.3 / 5.0

Membership Fee

None

Intake Time

~3 minutes

Video Visit

Not required in most states

Plans

Monthly or multi-month

Injection Kit

Included

Insurance

Not processed

Not Available In

AR, LA, MS, NM

What Is Coby Health?

Coby Health is a compounded GLP-1 telehealth provider with a deliberately stripped-down commercial model. There is no monthly subscription and no membership fee — the company states plainly, 'We don't require a monthly subscription or membership fees.' You buy a plan, monthly or multi-month, and that is the transaction.

Its catalog is focused: compounded semaglutide, compounded tirzepatide, plus sermorelin and NAD+ on the longevity side. Each GLP-1 plan includes an at-home injection kit with alcohol pads and syringes, which removes a small but real friction point that some providers leave to the patient.

What genuinely sets Coby apart is disclosure. Most providers in this market publish a price and go quiet on terms. Coby publishes its state exclusions, its refund mechanics at each stage of fulfillment, the point at which an order becomes unchangeable, and the fact that it does not process insurance. That is the opposite of the industry norm, and it is the main reason we rate it as highly as we do.

Medications Offered & Pricing

MedicationPublished PriceForm
Compounded SemaglutideQuoted at product selectionWeekly injection — GLP-1 receptor agonist
Compounded TirzepatideQuoted at product selectionWeekly injection — dual GLP-1/GIP receptor agonist
SermorelinQuoted at product selectionPeptide — growth hormone support
NAD+Quoted at product selectionCellular energy support

Coby Health references transparent pricing and directs shoppers to individual product pages for current pricing rather than publishing headline rates on its homepage. Both GLP-1 products offer a choice of monthly (cancel anytime) or multi-month plans, and both include an at-home injection kit with alcohol pads and syringes. Because no 'from' price is published site-wide, check the specific product page for the current figure before comparing against other providers.

Brand-Name or Compounded?

Coby Health is a compounded-only provider, and it is notably direct about what that means. Its own product copy states that compounded semaglutide and compounded tirzepatide are not reviewed or approved by the FDA for safety or effectiveness.

It goes further than most competitors in disclaiming brand association: Coby states that compounded semaglutide is not a generic form of Ozempic or Wegovy, that compounded tirzepatide is not a generic form of Mounjaro or Zepbound, and that the company has no affiliation with Novo Nordisk or Eli Lilly. It also notes that product images are for illustration only and actual product will vary.

This is exactly the language regulators and clinicians want to see on a compounded GLP-1 site, and its presence is a reasonable proxy for how seriously a company takes compliance. No brand-name option is offered.

The Consultation Process

1

Complete a 3-minute questionnaire

Coby Health advertises a short 3-minute questionnaire as the entry point — among the fastest intakes we encountered.

2

Independent provider review

Coby partners with independent healthcare providers who review your information and issue a prescription if you are eligible. Unless required by your state, no video visit is required.

3

Pharmacy fulfillment

Once a prescription is issued and sent to a pharmacy partner, the order cannot be changed. Medication is shipped directly to your doorstep.

4

Continue or cancel

Monthly plans can be cancelled at any time, with refund treatment depending on how far the order has progressed. Multi-month plans are also available.

Eligibility

  • Independent healthcare providers partnered with Coby Health review your questionnaire and determine eligibility.
  • Coby Health is available to users in most states and metro areas, but explicitly not in Arkansas, Louisiana, Mississippi or New Mexico.
  • A video visit is not required unless your state mandates one.
  • A specific published BMI threshold is not disclosed — clinical eligibility is assessed individually from your questionnaire.

Provider Involvement, Labs & Pharmacy

Provider involvement
Coby Health partners with independent healthcare providers who review your submitted information and issue prescriptions if you are eligible. In most states this is an asynchronous review with no video visit required.
Lab requirements
Not published on the Coby Health site.
Pharmacy fulfillment
Prescriptions are sent to pharmacy partners for fulfillment. Coby states that once a prescription is issued and sent to a pharmacy partner, the order cannot be changed. Specific pharmacy partners are not named.

Shipping & Support Services

Coby Health ships directly to your doorstep. Each GLP-1 plan includes an at-home injection kit containing alcohol pads and syringes. Specific shipping speed, carrier and cost are not published on the site, so confirm at checkout.

  • At-home injection kit (alcohol pads and syringes) included with GLP-1 plans
  • Choice of monthly (cancel anytime) or multi-month plans
  • Asynchronous review with no video visit required in most states
  • Published Important Safety Information for each product
  • Blog and resource library

Fees, Cancellation & Refunds

Membership or subscription
None — Coby states it does not require a monthly subscription or membership fees
Medication pricing
Published on each individual product page rather than site-wide
Plan options
Monthly (cancel anytime) or multi-month plans
Visit and clinical fee
$50, non-refundable once incurred
Membership fees
None. Coby Health states: 'We don't require a monthly subscription or membership fees.'
Medication fees
Medication is the priced item, quoted per product and plan length at selection. Coby does not publish a site-wide 'from' price.
Cancellation policy
Monthly plans can be cancelled at any time. If you cancel before your order has been submitted to the pharmacy, a $50 non-refundable visit and clinical fee is deducted from your refund. Once a prescription has been sent to a pharmacy partner, the order cannot be changed.
Refund policy
Coby Health publishes staged refund terms: cancel before pharmacy submission and you are refunded less the $50 non-refundable visit and clinical fee; once an order has shipped, refunds are not possible.

Insurance & HSA/FSA

Insurance
Not processed. Coby Health states explicitly: 'Coby Health does not process insurance for your care.' This is a cash-pay program.
HSA/FSA
Not published on the Coby Health site.

Pros & Cons

Pros

  • No monthly subscription or membership fee — you pay for medication only
  • Refund and cancellation terms published in specific, staged detail before you buy
  • State exclusions disclosed up front (AR, LA, MS, NM)
  • 3-minute questionnaire — one of the fastest intakes available
  • No video visit required unless your state mandates it
  • At-home injection kit included with GLP-1 plans
  • Monthly plans can be cancelled at any time
  • Exemplary FDA and brand-affiliation disclaimers on compounded products
  • Clear statement that insurance is not processed — no ambiguity

Cons

  • No headline pricing published site-wide — you must open product pages to compare
  • $50 visit and clinical fee is non-refundable even if you cancel early
  • Once an order reaches the pharmacy it cannot be changed, and once shipped it cannot be refunded
  • No insurance processing at all
  • No lab or HSA/FSA information published
  • Support services are thinner than coaching-led competitors — no coaching program described
  • No brand-name GLP-1 option

Who Coby Health May Be Best For

  • People who resent paying a membership fee on top of medication
  • Shoppers who want to read the actual cancellation and refund terms before committing
  • Patients who want the fastest possible onboarding and no video visit
  • Cash-pay patients who have no insurance coverage to pursue anyway
  • Anyone who wants injection supplies included rather than sourced separately

Limitations

  • The lack of published headline pricing is the main friction — it makes Coby harder to comparison-shop than providers that post a clear 'from' rate.
  • The refund structure is fair but firm: the $50 clinical fee is gone once incurred, and the window to change your mind effectively closes when the prescription reaches the pharmacy.
  • Residents of Arkansas, Louisiana, Mississippi and New Mexico cannot use the service at all.
  • If you want coaching, nutrition support or lab-informed dosing, Coby's leaner model will feel sparse compared with programs like Calibrate.

Alternatives to Consider

CoreAge Rx

Our top compounded pick — also no membership fees, with published pricing at $99/mo semaglutide and $149/mo tirzepatide plus free 2-day shipping.

Read our review →

24hrdoc

Publishes complete per-medication pricing up front, with an oral semaglutide option and free shipping.

Read our review →

ShedRx

Far wider format range including needle-free drops and lozenges, plus brand-name options and a 120-day guarantee.

Read our review →

Calibrate

The opposite model — a full coaching and insurance-navigation program for people who want more support than a medication-only service.

Read our review →

Frequently Asked Questions

Does Coby Health charge a membership or subscription fee?

No. Coby Health states it does not require a monthly subscription or membership fees. You choose either a monthly plan you can cancel at any time, or a multi-month plan.

What is Coby Health's refund policy?

Coby publishes staged terms. If you cancel before your order is submitted to the pharmacy, you are refunded minus a $50 non-refundable visit and clinical fee. Once a prescription has been sent to a pharmacy partner the order cannot be changed, and once an order has shipped, refunds are not possible.

Which states does Coby Health not serve?

Coby Health states it is available to users in most states and metro areas except Arkansas, Louisiana, Mississippi and New Mexico.

Do I need a video visit with Coby Health?

Not in most cases. Coby states that unless required by your state, no video visit is required — an independent healthcare provider reviews your 3-minute questionnaire asynchronously.

Does Coby Health take insurance?

No. Coby Health states explicitly that it does not process insurance for your care. It is a cash-pay service.

Are Coby Health's medications FDA-approved?

No. Coby states that compounded semaglutide and compounded tirzepatide are not reviewed or approved by the FDA for safety or effectiveness, are not generic forms of Ozempic, Wegovy, Mounjaro or Zepbound, and that Coby has no affiliation with Novo Nordisk or Eli Lilly.

Do I need to buy syringes separately?

No. Coby Health states that its GLP-1 plans include an at-home injection kit with alcohol pads and syringes.

Our Verdict

Coby Health is the provider we would point someone to if their main anxiety is getting trapped. No membership fee, no subscription, monthly plans you can cancel at any time, and — rarest of all in this market — refund terms written out in specific, staged detail before you spend anything. It even tells you which four states it cannot serve instead of letting you discover that at checkout.

The compounded-medication disclaimers are equally strong. Stating outright that these products are not FDA-reviewed, not generics, and carry no affiliation with Novo Nordisk or Eli Lilly is exactly the language a compounded seller should use, and plenty of competitors still do not.

The gap is price visibility. Without a published 'from' rate you cannot slot Coby into a comparison table without clicking through, and the $50 clinical fee means changing your mind is never entirely free. If Coby's product-page pricing lands near CoreAge Rx or 24hrdoc, the terms alone make it a strong choice — particularly for anyone who has been burned by a hard-to-cancel telehealth subscription before.

Compare with our #1 pick

CoreAge Rx offers compounded semaglutide from $99/mo and tirzepatide from $149/mo with free 2-day shipping.

Visit CoreAge Rx

Medical disclaimer: This review is for general information only and is not medical advice, a diagnosis, or a treatment recommendation. GLP-1 medications are prescription drugs with real risks and are not appropriate for everyone. Talk to a licensed healthcare professional about your own health history before starting, changing, or stopping any medication. Compounded medications are not FDA-approved and are not reviewed by the FDA for safety or effectiveness.

How we sourced this review: Details above were taken from Coby Health's own public website and search results as of August 2026. Where the company does not publish a detail, we say so rather than estimate. Pricing, medication availability, and policies change frequently — confirm current terms directly with the provider before enrolling.

Disclosure: This article may contain affiliate links. If you sign up through our links, we may receive a commission at no additional cost to you. This does not influence our editorial assessments.

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